Visa (V) Q4 2026 Earnings Review
Earnings results
- EPS beat +1.16%
Actual: $3.48 adjusted profit per share · Cons.: $3.44
- Revenue beat +0.41%
Actual: $12.139B · Cons.: $12.09B
- Guidance issued
FY2027 adjusted revenue growth: low double digits; profit/share: low double digits to low teens

What the company reported
Visa beat fiscal fourth-quarter profit and revenue forecasts as spending stayed resilient, but its new outlook puts customer incentives and taxes in focus.
Q4 2026 earnings recap
Visa beat fiscal fourth-quarter profit and revenue forecasts as spending stayed resilient, but its new outlook puts customer incentives and taxes in focus.
- Adjusted profit per share was $3.48 versus a $3.44 forecast, while revenue rose 13% to $12.14 billion and edged above the $12.09 billion estimate.
- Payment volume grew 9% and cross-border volume excluding transactions within Europe grew 14%, supporting the fees Visa earns when customers use its network.
- Management expects fiscal 2027 adjusted revenue growth in the low double digits and adjusted profit-per-share growth from low double digits to low teens, excluding currency effects.
- Customer incentives rose 21% to $5.1 billion, and renewals covering about a quarter of payment volume could keep these revenue deductions elevated next year.
- The dividend increased 16% to $0.78 a quarter, while the pre-release share price valued Visa at about 33 times its latest annual reported earnings.
- Shares closed at $401.86 before the report, with $397–$404 a recent support area and $409–$415 the next resistance zone.
Watch whether spending and higher-value services offset rising incentives and taxes, while weaker travel or new payment regulation could pressure growth.
Financials, technicals and earnings
Charts through Oct 27, 2026.
Technical setup and risks
Visa continues to grow network fees, but incentive renewals and higher taxes constrain how much revenue growth reaches profit per share.
AI-assisted earnings research with verified issuer results. Charts use the stated completed session. Educational information; investing involves risk.