Share Visa (V) Q4 2026 Earnings Review
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VisaV · Credit Services
V · October 28, 2026Before open · Since the previous regular close
-1.40%Session snapshot

Visa (V) Q4 2026 Earnings Review

Earnings results

  • EPS beat +1.16%

    Actual: $3.48 adjusted profit per share · Cons.: $3.44

  • Revenue beat +0.41%

    Actual: $12.139B · Cons.: $12.09B

  • Guidance issued

    FY2027 adjusted revenue growth: low double digits; profit/share: low double digits to low teens

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Exterior of Visa headquarters in San Francisco
Archive photograph of Visa headquarters in San Francisco, August 2025. Photo: Missvain / Wikimedia Commons · CC0 · Wikimedia-supplied thumbnail; displayed with a responsive crop.
THE CATALYST

What the company reported

Visa beat fiscal fourth-quarter profit and revenue forecasts as spending stayed resilient, but its new outlook puts customer incentives and taxes in focus.

AT A GLANCE

Q4 2026 earnings recap

Visa beat fiscal fourth-quarter profit and revenue forecasts as spending stayed resilient, but its new outlook puts customer incentives and taxes in focus.

  • Adjusted profit per share was $3.48 versus a $3.44 forecast, while revenue rose 13% to $12.14 billion and edged above the $12.09 billion estimate.
  • Payment volume grew 9% and cross-border volume excluding transactions within Europe grew 14%, supporting the fees Visa earns when customers use its network.
  • Management expects fiscal 2027 adjusted revenue growth in the low double digits and adjusted profit-per-share growth from low double digits to low teens, excluding currency effects.
  • Customer incentives rose 21% to $5.1 billion, and renewals covering about a quarter of payment volume could keep these revenue deductions elevated next year.
  • The dividend increased 16% to $0.78 a quarter, while the pre-release share price valued Visa at about 33 times its latest annual reported earnings.
  • Shares closed at $401.86 before the report, with $397–$404 a recent support area and $409–$415 the next resistance zone.

Watch whether spending and higher-value services offset rising incentives and taxes, while weaker travel or new payment regulation could pressure growth.

THE VISUAL RESEARCH

Financials, technicals and earnings

Charts through Oct 27, 2026.

Financials
Technicals
Earnings & peers
WHAT TO WATCH

Technical setup and risks

Visa continues to grow network fees, but incentive renewals and higher taxes constrain how much revenue growth reaches profit per share.

AI-assisted earnings research with verified issuer results. Charts use the stated completed session. Educational information; investing involves risk.

EXPLORE COMPANY RESEARCH

Visa: the full stock picture

Earnings history, financials, price action and peer comparisons — all below.
Open V stock page ↗

EXPLORE THE COMPANY

Visa (V)

Explore earnings, price action, financials and industry comparisons.

Symbol
V
Sector
Financial Services
Industry
Credit Services
Instrument type
EQUITY

Profile information from our saved company catalog. This is not a live quote or confirmation of current listing status.

EARNINGS & COMPANY RESEARCH

V earnings, valuation & price action

View in calendar ↗

No upcoming report date is available in the current calendar window.

Expected dates may change. Estimates use the source’s reporting currency. Quotes and research are snapshots, not live prices.

COMPANY RESEARCH · Financial Services

Visa Inc. V

Financial - Credit Services · Updated 10/26/2026

Adjusted closing price · USD403.57 Oct 26
288333378423Oct 23Apr 27Oct 26
Price50-day average200-day average+17.6% in view
VALUATION & EXPECTATIONS
Trailing P/E34.2×
Forward P/E26.8×
Trailing P/S16.9×
Forward P/S14.8×
EPS beat rate100%
Revenue beat rate100%
Positive window63%

EPS beats: 8 of 8 comparable reports. Positive price windows: 5 of 8.

Market caps may be up to 14 days old; prices up to seven days old; ratios and analyst estimates up to fourteen days old. Forward multiples use consensus for the fiscal year ending 2027-09-30, not the next 12 months. Negative or unavailable earnings multiples show “N/A”. Forward ADR multiples are omitted when the currency/share basis is not reconciled.

50-day average377.85
200-day average340.03
RSI (14)65
20-day range359.33 – 414.34
Relative volume0.2×
1-year change+17.6%
Last eight reported earnings for V
Report dateEPS estimateEPS actualSurpriseResultRevenue actualPrice window*5 sessions*
Jul 28 20263.233.32+2.8%Beat11.63B+1.7%+1.9%
Apr 28 20263.103.31+6.8%Beat11.23B+8.1%+4.0%
Jan 29 20263.143.17+1.0%Beat10.9B-1.6%+0.7%
Oct 28 20252.972.98+0.3%Beat10.72B-1.9%-2.2%
Jul 29 20252.852.98+4.6%Beat10.17B-1.3%-5.1%
Apr 29 20252.682.76+3.0%Beat9.59B+2.4%+3.0%
Jan 30 20252.662.75+3.4%Beat9.51B+1.8%+3.5%
Oct 29 20242.582.71+5.0%Beat9.62B+2.1%+3.2%

*Adjusted close before the report date to the first (or fifth) trading close after it. This window can span two sessions and is not an isolated earnings-day return. Figures may be revised by the provider.

V earnings previews and market catalysts

October 27, 2026 earnings: payments, storage and cash flow tests after close
2026-10-27 · Visa, Seagate, Robinhood and NXP report after close on October 27. Watch payment activity, storage demand and the cash behind growth, alongside results from WM, ONEOK, Baker Hughes and Teradyne.

Earnings week of October 26–30, 2026: cloud growth, consumers and cash flow
2026-10-25 · Microsoft, Alphabet and Amazon lead a busy earnings week. Follow twelve major reports across payments, medicine, energy and consumer goods, with the key business questions and risks to watch.

Visa (V) Earnings October 27, 2026: Spending, Cross-Border Payments and FY2027 Outlook
2026-10-22 · Visa reports fiscal fourth-quarter and full-year results October 27 after the close. Review estimates, payment volumes, client incentives, past earnings surprises and recent consumer-finance context.

All upcoming earnings catalysts →

02 / FINANCIALS

Visa financials

Revenue, earnings, cash flow and financial strength in one view.

Reporting currency unconfirmed.

Revenue
Net income
Gross profit
Operating income
EBITDA
Operating cash flow
Capital expenditure
Cash
Total assets
Total liabilities
Shareholder equity
Total debt
Net profit margin
Gross margin
Short interest: days to cover
How to read these financial metrics

Figures use the app’s saved statements for the displayed period, not a trailing-year total. Margins divide profit by revenue; quick ratio uses current assets less inventory divided by current liabilities. Compare dates and currencies before comparing companies.

03 / WHAT COMES NEXT

Visa event catalysts

Company earnings and scheduled market events that may change expectations.

2026-10-282:00 PM ET

FOMC rate decision

Watch the statement and rate outlook; the first market reaction can reverse during the press conference.

Release schedule ↗Scheduled
2026-10-282:30 PM ET

Fed chair press conference

Listen for changes in the outlook for inflation, employment and future policy.

Release schedule ↗Scheduled
2026-10-298:30 AM ET

Initial jobless claims

Use the multiweek trend to distinguish normal volatility from a sustained increase in layoffs.

Release schedule ↗Scheduled
2026-10-298:30 AM ET

PCE inflation & consumer spending

Compare core PCE and real spending with expectations to assess inflation alongside demand.

Release schedule ↗Scheduled
2026-10-298:30 AM ET

Q3 GDP · advance estimate

Separate consumer demand from inventory and trade effects; revisions can change the growth picture.

Release schedule ↗Scheduled
2026-10-308:30 AM ET

Employment Cost Index

Persistent compensation pressure can affect margins and the inflation outlook.

Release schedule ↗Scheduled
2026-10-30Market close

Russell indexes · rank day

A ranking checkpoint, not an announcement that a particular stock has been included.

Release schedule ↗Scheduled
2026-11-0210:00 AM ET

ISM manufacturing PMI

Watch new orders and prices paid for the balance between demand and inflation.

Release schedule ↗Scheduled

Dates use U.S. Eastern time and can change. Calendar events provide context; they do not determine the direction of a stock move.

04 / SIDE BY SIDE

Compare V with its peers

Financial - Credit Services · Compare valuation, financial strength and price performance.

Companies with valuation data3
Peer median positive P/E26.5×
V P/E34.2×
V peer comparison: valuation
CompanyPriceMarket capP/EForward P/EP/SForward P/S
VVisa2026-10-26 · USD403.57751.69B34.2×26.8×16.9×14.8×
ADYEYAdyen N.V.
AXPAmerican Express Company2026-10-23 · USD313.22211.77B19.0×17.7×2.5×2.7×
EEFTEuronet Worldwide, Inc.
FISVFiserv, Inc.
GPNGlobal Payments Inc.
MAMastercard Incorporated2026-10-26 · USD613.50540.87B33.9×30.7×15.4×14.5×
V34.2×
AXP19.0×
MA33.9×

The peer median excludes the selected stock and is based on 2 available positive multiples. P/E median excludes negative or missing earnings multiples. Peer reports can have different fiscal periods and currencies; values are not currency-converted.

05 / PEER ANALYSIS

Explore V alongside its peers

Credit Services · 17 companies · Cached market data

Comparison

Compare companies

Tap a bubble to inspect a company, then × to hide it. Undo restores the last company hidden. Bubble area reflects market cap, with a minimum size for visibility.

Price / sales
0.8×146.98B6.7×370.15B12.7×593.31B18.6×816.48BMA · Mastercard Market cap: 540.87B Price / sales: 15.4×AXP · American Express Market cap: 211.77B Price / sales: 2.5×V · Visa Inc. Market cap: 751.69B Price / sales: 16.9×Hide V · Undo restores itMarket cap
VVisa Inc.

Market cap: 751.69B
Price / sales: 16.9×

Valuation snapshot: 2026-10-26
3 of 17 companies have both plotted values.

P/S distribution

Trailing price-to-sales multiples · 3 companies

Median P/S15.4×
Middle 50%9.0× to 16.2×
V P/S16.9×
V
2.3×17.7×

Tap a bar to see the companies in that P/S range. V has a higher P/S than 67% of this group.

14 companies excluded from P/S statistics because sales are non-positive or the saved multiple is missing. Statistics include all valid positive values, including those outside the focused chart range.

Companies

Showing 8 of 17 matching companies · Largest market cap first

  • Market cap 751.69BP/E 34.2×P/S 16.9×Forward P/E Forward P/S Price snapshot: 2026-10-26
    ↗
  • Market cap 540.87BP/E 33.9×P/S 15.4×Forward P/E Forward P/S Price snapshot: 2026-10-26
    ↗
  • Market cap 211.77BP/E 19.0×P/S 2.5×Forward P/E Forward P/S Price snapshot: 2026-10-23
    ↗
  • Market cap 133.55BP/E P/S Forward P/E Forward P/S Catalog snapshot
    ↗
  • Market cap 49.51BP/E P/S Forward P/E Forward P/S Catalog snapshot
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  • Market cap 25.33BP/E P/S Forward P/E Forward P/S Catalog snapshot
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  • Market cap 25.33BP/E P/S Forward P/E Forward P/S Catalog snapshot
    ↗
  • Market cap 23.12BP/E P/S Forward P/E Forward P/S Catalog snapshot
    ↗

Explore industries

Open an industry for its comparison, valuation and companies.

U.S.-listed companies from the app’s catalog. Medians use saved positive P/E values; coverage and snapshot dates vary.

How this comparison works

Uses the saved companies from the same industry and listing market, including V, ordered by cached market cap. Company snapshots can have different dates; the web cache may cover fewer metrics and periods than the app.

Periods end at each company’s dated price snapshot. Change compares the latest saved observation with one at or before the selected period’s start. A daily price change uses consecutive saved sessions. Financial data updates quarterly, so short periods may show no change. Missing history and zero starting values are excluded; a negative starting value uses its absolute value as the denominator.

Metrics use saved ratios and percentages. Market caps use the listing market’s reporting currency; underlying financial statements may use different currencies. Circle sizes have a minimum for touch visibility, and an outlined circle indicates a missing market cap. These comparisons describe data, not recommendations or price predictions.

INDUSTRY COMPARISON

V industry peers

Financial - Credit Services · Oct 16, 2026 · Closing-price performance

Compare V with 3 other stocks in the available heatmap coverage.